FHA 203K Loans in Pleasant Grove neighborhood in Dallas, TX

There are two types of loan programs that are part of the Granbury TX FHA 203K Loans. The first is what is called a streamline 203K loan. There can’t be any structural improvements on a 203K Streamline loan and the dollar amount is generally lower for a 203K streamline loan. Only basic cosmetic repairs are allowed with a Streamline 203K loan.

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FHA single-family mortgages in TEXAS can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.

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If you are buying a home in Midlothian that needs minor or major upgrades, an FHA 203k Loan is one of many Texas rehab loan programs that includes funding for home renovation costs in the original loan amount, at the time of purchase.

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The FHA 203k Program is a great product for home shoppers looking quickly build value in their next home purchase. It’s much like a regular FHA 203b with home improvement features where you and make improvement up to $35000 in repairs and closing cost.

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Dallas FHA 203k Lenders specialize in renovation loans and work with mortgage companies that have an FHA 203k program with trained underwriters, funders and contractor managers.